2325 West Arbors Dr, Suite 104, Charlotte, NC 28262
2325 West Arbors Dr, Suite 104, Charlotte, NC 28262
Navigating dental insurance can feel more complicated than it needs to be, and for parents who are simply trying to make sure their child gets the care they need, the last thing you want is a surprise bill or a confusing explanation of benefits. Whether you have employer-sponsored coverage, a plan you’ve selected independently, or no insurance at all, understanding what your options are before you schedule an appointment can make the whole process much smoother. The good news is that there are more options available to you than you might realize.
At University Pediatric Dentistry in Charlotte, NC, we have worked hard to make sure financial considerations never become a barrier to high-quality pediatric dental care. Dr. Funny and our team are committed to working with as many families as possible, which is why we accept a wide range of insurance plans and offer several flexible alternatives for families whose coverage may not go as far as they would like. As an owner-operated, independent practice with over 15 years of experience serving Charlotte-area children, we take a personal approach to every family’s financial situation. Our financial options page provides a full overview of everything available to you, and we are always happy to answer questions before your child’s first visit.
We accept a variety of private dental insurance plans and will work with your coverage to help you get the most out of your benefits. Here is a breakdown of how insurance works at our practice.
We are proud to be an in-network provider with Delta Dental PPO. When you visit an in-network provider, your insurance company has negotiated rates directly with the practice, which typically means lower out-of-pocket costs for you. According to HealthCare.gov, with a PPO plan, you pay less when you use providers in your plan’s network, but you can still access care outside the network at a different cost level. As a Delta Dental PPO in-network provider, we are positioned to offer Delta Dental PPO families the most cost-effective access to our full range of pediatric dental services.
If your family carries a PPO plan through a provider other than Delta Dental, you are still very much welcome at our practice. We accept all PPO insurance plans on an out-of-network basis, which means we will see your child and provide a full course of care. We will file your insurance claim on your behalf, and you will be responsible for any difference between what your plan reimburses and our fees. Our team is happy to help you understand your benefits and estimate your out-of-pocket costs before your visit, so there are no surprises.
Insurance is just one piece of the picture. For families without dental coverage or those whose insurance does not cover a specific procedure, we offer a number of additional ways to manage the cost of care. These include the following options:
No matter which payment method works best for your family, our team will walk you through everything clearly and without pressure.
One thing many families overlook is how much preventive dental care is covered under most dental insurance plans. Routine exams, cleanings, and fluoride treatments are typically covered at 100% or close to it under most PPO plans, meaning your child may be able to access our preventive care services at little to no cost to you. Taking full advantage of these covered services not only keeps your child’s smile healthy but also reduces the likelihood of needing more costly restorative treatment down the road. We always encourage families to use their benefits fully each year, and our team will help you do exactly that.
Our membership plan through Dental HQ is a great alternative for families who do not have traditional dental insurance and are looking for an affordable, predictable way to keep up with their child’s dental health throughout the year.
Dr. Funny founded University Pediatric Dentistry with a clear belief: every child in Charlotte deserves access to excellent pediatric dental care, regardless of their family’s insurance situation. A graduate of Howard University and New York University College of Dentistry, Dr. Funny has spent over 15 years building a practice where families feel welcomed, informed, and supported from their very first call. To learn more about Dr. Funny and our team, visit our meet our doctors page.
If you have questions about your insurance coverage, want to learn more about our membership plan, or are ready to schedule your child’s first visit, we invite you to contact our office today. We proudly serve families throughout Charlotte, Concord, Cornelius, Davidson, Huntersville, and Kannapolis, NC, and we look forward to helping your family find the right path to care.
Get your child started on a lifetime of healthy smiles.